Services

FAQ

Q:  How do I file a claim?
A:  For most policies, you can utilize the online claim forms. Download the form, complete and mail it to us. Or, if you prefer, you can call us and we will mail you the necessary claim forms. Please be sure to read the instructions carefully on the form.

Q: How can I check on the status of my claim?
A: Claim status is not currently available online. Please contact our office for claim information, and if available, have the claim number handy.

Q: What kinds of insurance does Combined sell?
A: We carry various products including:

Accident Protection Long Term Care Coverage Life Insurance
Sickness Protection Cancer Insurance Accidental Death
Disability Income Protection Critical Condition  







Q:  Can you send me literature about your insurance?
A:  If you are interested in obtaining information about our insurance, please call a service representative at: 1-800-951-6206. Our representative can assist with questions regarding our products and how to buy.

Q:  How can I purchase insurance coverage?
A:  Please call our home office at 1-800-951-6206. A service representative will help to answer any product questions you have and advise you on how to purchase coverage.

Q:  I carry Combined policies and need to see my agent. How can I get in touch with him/her?
A:  Our agents are constantly on the go servicing customers. This sometimes makes it difficult for them to be available each time you would like to see them. In between renewals, we encourage you to contact our home office at 1-800-951-6206 with any questions you may have related to your insurance. Our service representatives are eager to help.

Q: Where do I send my payments?
A: Send all payments to the home office. Click here for our office address information.

Q:  I recently paid my insurance. Why did I receive a premium notice anyway?
A:  Due to a cross in the mail, you may occasionally receive a premium notice after you make a payment. In these cases, you can simply disregard the notice.

Q:  How can I change my renewal payment method?
A:  We offer several methods of renewal. You can request a change by writing, calling, faxing or e-mailing our office.

Q:  How can I change my address or beneficiary?
A:  Just like our claim forms, we've placed online versions of our beneficiary and ownership forms on this site. Click here to view these forms. Just print, complete and mail them to us. Your address can be changed by using our online form, calling our office or by e-mailing our office.

Q: How can I find information regarding policy values?
A: The policy owner can obtain this information by contacting our home office. Please be aware that Accident & Health policies do not accumulate values. If you have a Life policy with us, please call or write.

Q: I've lost my policy. How do I get a duplicate?
A: Call our home office at 1-800-951-6206, and our service representatives will take the information necessary to get you a duplicate. If, in the meantime you have any questions regarding your coverage, just ask.



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