Products

Senior

Whether you’re in your golden years, looking forward to retirement or simply thinking of an older loved one’s future, Combined has a portfolio of products designed to meet the varied needs of older Americans.

Take a look at this brief overview:

Long-Term Care
Helps cover the high costs of a variety of long-term care options (such as nursing home, assisted living facilities, medical home care, non-medical home care and adult day care). Includes bed reservation benefit, respite and hospice care, emergency response system, caregiver training, and valuable cost-of-living adjustment option.

Critical Condition Insurance - An insurance program designed to provide you with an emergency fund to help pay out-of-pocket expenses if you suffer a heart attack, stroke, have heart surgery, cancer (except skin cancer), and several other conditions.

Combined's "Golden Advantage" is designed for those individuals between the ages of 55-70. Limited benefits are provided the first two years. It is available in face amounts of $3,000 and $5,000.

Combined's "Golden Life" is designed for individuals between the ages of 55-75. Face amounts are available in amounts of $3,000, $5,000 and $10,000. The policy earns cash values



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