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Health care costs are high and only getting higher. Today, more than ever, it is critical to have adequate protection for life's unforeseen circumstances, which left to chance could significantly impact your financial condition. Combined Life Insurance Company of New York offers insurance coverage to help supplement other insurance benefits, provide extra income to pay bills and offer peace of mind so you can concentrate on what matters most - getting well.
Combined has many affordable health insurance plans including:
- Cancer Assistance
This policy provides benefits to help pay for excess cost of medical care for cancer treatment and other related expenses. We provide direct-to-the policyholder benefits for inpatient and outpatient care, daily hospitalization and intensive care unit confinement, as well as for surgery anesthesia, chemotherapy, radiation and more. This policy also includes a preventative care benefit.
- Specified Disease Insurance
This policy is designed to provide you with an emergency fund to help pay out-of-pocket expenses if you suffer a heart attack, stroke, have heart surgery, cancer (except skin cancer), or several other conditions.
- Sickness Income Policy
This policy provides benefits towards total disability due to sickness. There is, also a benefit provided for partial disability after a period of total disability.
- Sickness Hospital Income Insurance
This policy is designed to provide benefits for treatment due to a covered sickness. It provides a daily benefit for inpatient hospitalization, intensive care and recovery care following hospital confinement due to a covered sickness. It also provides a benefit for outpatient surgery and emergency room treatment for each covered sickness.
- Income Protector Plus
This policy is intended to help replace lost income when the insured is totally disabled and under the regular care of a physician. There is, also a partial recovery benefit offered following a period of total disability.
- Long Term Care
Provides benefits that help to cover the high costs of a variety of long-term care options (such as nursing home, assisted living facilities, medical home care, non-medical home care and adult day care). This policy includes benefits towards bed reservations, respite and hospice care, emergency response system, caregiver training and a valuable cost of living adjustment option.
For more information on these or other insurance policies we offer, please call us at: 1-800-951-6206.
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